/* =========================================================
   PeppaPay — theme inspired by the attached UI screenshot.
   Note: This is an original implementation, not a pixel-perfect clone.
   ========================================================= */

:root{
  --bg: #f5f8fc;
  --surface: #ffffff;
  --surface-2: #eaf2ff;
  --surface-3: #f7eee2;
  --navy: #0b2a4a;
  --ink: #0c1b2a;
  --muted: rgba(12, 27, 42, .68);
  --muted-2: rgba(12, 27, 42, .50);
  --border: rgba(12, 27, 42, .10);
  --primary: #1f64d7;
  --primary-2: #0f4fbf;
  --shadow: 0 14px 34px rgba(15, 38, 68, .10);

  --radius-lg: 22px;
  --radius-md: 16px;
  --radius-sm: 12px;

  --container: 1120px;
  --pad: 20px;

  --h-font: "Playfair Display", ui-serif, Georgia, serif;
  --b-font: Inter, system-ui, -apple-system, Segoe UI, Roboto, Helvetica, Arial, sans-serif;
}

*{ box-sizing: border-box; }
html, body{ height: 100%; }
body{
  margin: 0;
  font-family: var(--b-font);
  color: var(--ink);
  background: var(--bg);
  line-height: 1.5;
}

img{ max-width: 100%; display: block; }

a{
  color: inherit;
  text-decoration: none;
}
a:hover{ text-decoration: underline; }

.container{
  width: min(var(--container), calc(100% - (var(--pad) * 2)));
  margin: 0 auto;
}

.skip-link{
  position: absolute;
  left: -999px;
  top: 10px;
  background: var(--surface);
  border: 1px solid var(--border);
  padding: 10px 14px;
  border-radius: 10px;
  z-index: 9999;
}
.skip-link:focus{
  left: 10px;
}

/* Typography */
.h1, .h2{
  font-family: var(--h-font);
  letter-spacing: -0.02em;
}
.h1{
  font-size: clamp(2.2rem, 3.8vw, 3.4rem);
  line-height: 1.05;
  margin: 0 0 14px;
}
.h2{
  font-size: clamp(1.6rem, 2.8vw, 2.2rem);
  line-height: 1.15;
  margin: 0 0 12px;
}
.lead{
  font-size: 1.07rem;
  color: var(--muted);
  margin: 0 0 18px;
  max-width: 58ch;
}
.lead-sm{
  font-size: 1rem;
  color: var(--muted);
  margin: 0 0 14px;
}
.center{ text-align: center; }
.muted{ color: var(--muted); }
.italic-accent{ font-style: italic; color: var(--primary-2); }
.fineprint{
  font-size: .88rem;
  color: var(--muted-2);
  margin: 12px 0 0;
}
.sr-only{
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  border: 0;
}

/* Buttons */
.btn{
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 11px 16px;
  border-radius: 999px;
  border: 1px solid transparent;
  font-weight: 600;
  cursor: pointer;
  white-space: nowrap;
  transition: transform .06s ease, background .2s ease, border-color .2s ease;
}
.btn:active{ transform: translateY(1px); }
.btn--primary{
  background: var(--primary);
  color: #fff;
}
.btn--primary:hover{
  background: var(--primary-2);
  text-decoration: none;
}
.btn--ghost{
  background: transparent;
  border-color: var(--border);
  color: var(--ink);
}
.btn--ghost:hover{
  background: rgba(255,255,255,.7);
  text-decoration: none;
}
.btn--full{ width: 100%; }

/* Header */
.site-header{
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(245, 248, 252, .88);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid rgba(12, 27, 42, .06);
}
.nav-wrap{
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 0;
  gap: 18px;
}

.brand{
  display: inline-flex;
  align-items: center;
  gap: 8px;
  text-decoration: none;
}
.brand__logo{
  height: 32px;
  width: auto;
  display: block;
}
.brand__mark{
  width: 10px;
  height: 10px;
  border-radius: 999px;
  background: var(--primary);
  display: inline-block;
}
.brand__name{
  font-weight: 700;
  letter-spacing: -0.02em;
}
.brand__sub{
  font-size: .85rem;
  color: var(--muted);
  border-left: 1px solid var(--border);
  padding-left: 8px;
}

.nav{
  display: flex;
  gap: 18px;
  align-items: center;
}
.nav a{
  font-size: .95rem;
  color: var(--muted);
  padding: 8px 10px;
  border-radius: 999px;
}
.nav a:hover{
  background: rgba(255,255,255,.65);
  text-decoration: none;
  color: var(--ink);
}
.nav-cta{
  display: flex;
  gap: 10px;
  align-items: center;
}

.nav-toggle{
  display: none;
  width: 44px;
  height: 44px;
  border-radius: 14px;
  border: 1px solid var(--border);
  background: rgba(255,255,255,.7);
  align-items: center;
  justify-content: center;
  cursor: pointer;
}
.nav-toggle__bar{
  display: block;
  width: 18px;
  height: 2px;
  background: var(--ink);
  margin: 3px 0;
  border-radius: 2px;
}

/* Mobile drawer */
.nav-drawer{
  border-top: 1px solid rgba(12, 27, 42, .06);
  background: rgba(245, 248, 252, .98);
}
.nav-drawer__inner{
  padding: 14px 0 18px;
  display: grid;
  gap: 10px;
}
.drawer-link{
  padding: 10px 12px;
  border-radius: 12px;
  background: rgba(255,255,255,.7);
  border: 1px solid rgba(12, 27, 42, .06);
}
.drawer-link:hover{ text-decoration: none; background: #fff; }
.drawer-actions{
  display: grid;
  gap: 10px;
  margin-top: 6px;
}

/* Hero */
.hero{
  padding: 34px 0 0;
}
.hero__grid{
  display: grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 22px;
  align-items: start;
}
.trust-row{
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-bottom: 12px;
}
.trust-pill{
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 8px 12px;
  border-radius: 999px;
  background: rgba(255,255,255,.8);
  border: 1px solid rgba(12, 27, 42, .06);
}
.trust-pill--muted{
  color: var(--muted);
}
.stars{
  color: #0d7a3c;
  letter-spacing: 1px;
}
.micro-note{
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin-top: 14px;
  color: var(--muted);
  font-size: .95rem;
}
.dot{
  width: 10px; height: 10px; border-radius: 999px;
  background: rgba(31, 100, 215, .18);
  border: 1px solid rgba(31, 100, 215, .35);
}

.hero__actions{
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-top: 10px;
}

.hero__tiles{
  display: grid;
  gap: 14px;
}

.tile{
  position: relative;
  overflow: hidden;
  border-radius: var(--radius-lg);
  background: var(--surface);
  border: 1px solid rgba(12, 27, 42, .08);
  box-shadow: var(--shadow);
  min-height: 160px;
}
.tile__bg{
  position: absolute;
  inset: 0;
  opacity: .92;
}
.tile__bg--one{
  background:
    radial-gradient(800px 300px at 10% 30%, rgba(31,100,215,.22), transparent 55%),
    radial-gradient(700px 240px at 90% 10%, rgba(14, 120, 90, .18), transparent 55%),
    linear-gradient(135deg, rgba(234,242,255,.9), rgba(255,255,255,.9));
}
.tile__bg--two{
  background:
    radial-gradient(700px 260px at 20% 20%, rgba(115, 190, 120, .18), transparent 55%),
    radial-gradient(700px 300px at 90% 30%, rgba(31,100,215,.20), transparent 60%),
    linear-gradient(135deg, rgba(247,238,226,.9), rgba(255,255,255,.9));
}
.tile__content{
  position: relative;
  padding: 18px 18px 16px;
  max-width: 52ch;
}
.tile__content h3{
  margin: 0 0 6px;
  font-size: 1.25rem;
  letter-spacing: -0.02em;
}
.tile__content p{
  margin: 0 0 10px;
  color: var(--muted);
  font-size: .96rem;
}
.tile__link{
  color: var(--primary-2);
  font-weight: 600;
}
.tile__link:hover{ text-decoration: none; }

/* Quick links */
.quick-links{
  margin-top: 18px;
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 12px;
}
.mini-card{
  display: flex;
  gap: 12px;
  align-items: flex-start;
  padding: 14px;
  border-radius: var(--radius-md);
  background: rgba(255,255,255,.85);
  border: 1px solid rgba(12, 27, 42, .06);
}
.mini-card__icon{
  width: 36px; height: 36px;
  display: grid; place-items: center;
  border-radius: 12px;
  background: var(--surface-2);
  border: 1px solid rgba(31,100,215,.14);
  flex: 0 0 auto;
}
.mini-card__icon i{
  font-size: 18px;
  color: var(--primary-2);
}
.mini-card h4{
  margin: 0 0 2px;
  font-size: .95rem;
}
.mini-card p{
  margin: 0;
  color: var(--muted-2);
  font-size: .88rem;
}

/* Band */
.band{
  margin-top: 18px;
  background: var(--navy);
  color: rgba(255,255,255,.92);
}
.band__inner{
  padding: 14px 0;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
}
.band__item{
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 10px 14px;
  border-radius: 999px;
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.10);
}
.band__icon{
  width: 22px; height: 22px;
  display: grid; place-items: center;
  border-radius: 999px;
  background: rgba(255,255,255,.18);
}

/* Sections */
.section{
  padding: 44px 0;
}
.section--tint{
  background: linear-gradient(180deg, rgba(234,242,255,.9), rgba(245,248,252,1));
  border-top: 1px solid rgba(12, 27, 42, .05);
  border-bottom: 1px solid rgba(12, 27, 42, .05);
}
.section--soft{
  background: rgba(255,255,255,.55);
  border-top: 1px solid rgba(12, 27, 42, .05);
  border-bottom: 1px solid rgba(12, 27, 42, .05);
}
.section__grid{
  display: grid;
  gap: 18px;
}

/* Feature */
.feature{
  display: grid;
  grid-template-columns: 1.05fr 1fr;
  gap: 18px;
  align-items: stretch;
}
.feature--reverse{
  grid-template-columns: 1fr 1.05fr;
}
.feature__media{
  border-radius: var(--radius-lg);
  border: 1px solid rgba(12, 27, 42, .08);
  box-shadow: var(--shadow);
  background: url("./payments.webp") center / cover no-repeat;
  min-height: 340px;
}
.feature__media--cannabis{
  background: url("./compliance.webp") center / cover no-repeat;
}
.feature__copy{
  padding: 10px 2px;
}
.feature__actions{
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-top: 14px;
}

/* Lists */
.checklist, .bullets{
  margin: 14px 0 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 10px;
}
.checklist li{
  padding-left: 28px;
  position: relative;
  color: var(--muted);
}
.checklist li::before{
  content: "✓";
  position: absolute;
  left: 0;
  top: 0;
  width: 20px; height: 20px;
  display: grid;
  place-items: center;
  border-radius: 999px;
  background: rgba(31,100,215,.12);
  border: 1px solid rgba(31,100,215,.25);
  color: var(--primary-2);
  font-weight: 700;
  font-size: .9rem;
}
.bullets li{
  color: var(--muted);
  padding-left: 16px;
  position: relative;
}
.bullets li::before{
  content: "•";
  position: absolute;
  left: 0;
  color: rgba(31,100,215,.85);
}

/* Cards */
.cards-3{
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
}
.cards-3--mt{ margin-top: 14px; }

.card{
  background: rgba(255,255,255,.9);
  border: 1px solid rgba(12, 27, 42, .08);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow);
  padding: 16px;
}
.card__title{
  margin: 0 0 6px;
  font-size: 1.05rem;
  letter-spacing: -0.01em;
}
.card__sub{
  margin: 0 0 10px;
  color: var(--muted);
  font-size: .92rem;
}

/* Segmented control */
.segmented{
  display: inline-flex;
  gap: 8px;
  padding: 6px;
  background: rgba(234,242,255,.75);
  border: 1px solid rgba(31,100,215,.14);
  border-radius: 999px;
  width: 100%;
}
.segmented__btn{
  flex: 1 1 auto;
  border: 0;
  background: transparent;
  padding: 9px 10px;
  border-radius: 999px;
  cursor: pointer;
  font-weight: 600;
  color: var(--muted);
}
.segmented__btn.is-active{
  background: #fff;
  color: var(--ink);
  border: 1px solid rgba(12, 27, 42, .08);
}
.segmented-panels{
  margin-top: 12px;
}

/* Pills */
.pill-row{
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 12px;
}
.pill{
  display: inline-flex;
  align-items: center;
  padding: 7px 10px;
  border-radius: 999px;
  border: 1px solid rgba(12, 27, 42, .10);
  background: rgba(255,255,255,.85);
  color: var(--muted);
  font-size: .88rem;
  font-weight: 600;
}

/* Stat */
.stat{
  display: grid;
  gap: 6px;
  margin-top: 6px;
}
.stat__big{
  font-size: 2.2rem;
  font-weight: 800;
  letter-spacing: -0.03em;
  color: var(--primary-2);
}
.stat__label{
  color: var(--muted);
}

/* Bars */
.bars{
  display: grid;
  gap: 10px;
  margin-top: 12px;
}
.bars__row{
  display: grid;
  grid-template-columns: 120px 1fr;
  align-items: center;
  gap: 10px;
  color: var(--muted);
  font-size: .92rem;
}
.bars__track{
  height: 10px;
  background: rgba(12, 27, 42, .08);
  border-radius: 999px;
  overflow: hidden;
}
.bars__fill{
  height: 100%;
  background: rgba(31,100,215,.85);
  border-radius: 999px;
}

/* Quiz */
.quiz{
  display: grid;
  gap: 10px;
}
.quiz__option{
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 11px 12px;
  border-radius: 14px;
  border: 1px solid rgba(12, 27, 42, .10);
  background: rgba(255,255,255,.85);
  cursor: pointer;
}
.quiz__option:hover{
  background: #fff;
}
.quiz__option input{
  accent-color: var(--primary);
}

/* Split */
.split{
  display: grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 16px;
  align-items: center;
}
.split__media{
  min-height: 260px;
  border-radius: var(--radius-lg);
  border: 1px solid rgba(12, 27, 42, .08);
  box-shadow: var(--shadow);
  background: url("./neutra.webp") center / cover no-repeat;
}

/* Steps */
.steps{
  margin-top: 18px;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 12px;
}
.step{
  background: rgba(255,255,255,.9);
  border: 1px solid rgba(12, 27, 42, .08);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow);
  padding: 16px;
}
.step__num{
  width: 34px; height: 34px;
  border-radius: 12px;
  display: grid; place-items: center;
  background: rgba(31,100,215,.12);
  border: 1px solid rgba(31,100,215,.20);
  color: var(--primary-2);
  font-weight: 800;
  margin-bottom: 8px;
}
.step h3{
  margin: 0 0 6px;
  letter-spacing: -0.01em;
}
.step p{
  margin: 0;
  color: var(--muted);
}

/* Team */
.team{
  display: grid;
  gap: 12px;
}
.person{
  display: grid;
  grid-template-columns: 44px 1fr;
  gap: 12px;
  align-items: start;
  padding: 14px;
  border-radius: var(--radius-lg);
  border: 1px solid rgba(12, 27, 42, .08);
  background: rgba(255,255,255,.85);
  box-shadow: var(--shadow);
}
.avatar{
  width: 44px; height: 44px;
  border-radius: 16px;
  display: grid;
  place-items: center;
  background: rgba(31,100,215,.14);
  border: 1px solid rgba(31,100,215,.22);
  color: var(--primary-2);
  font-weight: 800;
}
.avatar i{
  font-size: 20px;
}
.person h3{
  margin: 0 0 3px;
  font-size: 1rem;
}
.person p{
  margin: 0;
  color: var(--muted);
}

/* Accordion */
.accordion{
  margin-top: 14px;
  display: grid;
  gap: 10px;
}
.accordion__item{
  background: rgba(255,255,255,.9);
  border: 1px solid rgba(12, 27, 42, .08);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow);
  overflow: hidden;
}
.accordion__trigger{
  width: 100%;
  border: 0;
  background: transparent;
  padding: 16px;
  display: flex;
  justify-content: space-between;
  gap: 12px;
  align-items: center;
  cursor: pointer;
  font-weight: 700;
  text-align: left;
}
.accordion__icon{
  width: 28px; height: 28px;
  border-radius: 10px;
  display: grid;
  place-items: center;
  background: rgba(31,100,215,.12);
  border: 1px solid rgba(31,100,215,.20);
  color: var(--primary-2);
  flex: 0 0 auto;
}
.accordion__panel{
  padding: 0 16px 16px;
  color: var(--muted);
}

/* CTA / Contact */
.cta-grid{
  display: grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 14px;
  align-items: start;
}
.cta-card{
  background: rgba(255,255,255,.92);
  border: 1px solid rgba(12, 27, 42, .08);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow);
  padding: 18px;
}
.cta-aside{
  display: grid;
  gap: 12px;
}
.aside-card{
  background: rgba(234,242,255,.75);
  border: 1px solid rgba(31,100,215,.14);
  border-radius: var(--radius-lg);
  padding: 16px;
}
.aside-card h3{
  margin: 0 0 8px;
}
.contact{
  display: grid;
  gap: 12px;
  margin-top: 14px;
}
.contact__row{
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}
label span{
  display: block;
  font-weight: 600;
  font-size: .92rem;
  margin-bottom: 6px;
}
input, select, textarea{
  width: 100%;
  padding: 12px 12px;
  border-radius: 14px;
  border: 1px solid rgba(12, 27, 42, .12);
  background: rgba(255,255,255,.92);
  font-family: var(--b-font);
  font-size: 1rem;
}
textarea{ resize: vertical; }
input:focus, select:focus, textarea:focus{
  outline: 2px solid rgba(31,100,215,.25);
  border-color: rgba(31,100,215,.35);
}
.disclaimer{
  margin: 14px 0 0;
  font-size: .9rem;
  color: var(--muted);
  background: rgba(247,238,226,.60);
  border: 1px solid rgba(240, 170, 90, .20);
  border-radius: var(--radius-md);
  padding: 12px;
}

/* Footer */
.footer{
  padding: 34px 0 18px;
  background: rgba(255,255,255,.7);
  border-top: 1px solid rgba(12, 27, 42, .06);
}
.brand--footer{
  margin-bottom: 10px;
}
.footer__grid{
  display: grid;
  grid-template-columns: 1.2fr .6fr .6fr .6fr;
  gap: 18px;
}
.footer__col h4{
  margin: 0 0 10px;
}
.footer__col a{
  display: block;
  color: var(--muted);
  padding: 6px 0;
}
.social{
  display: flex;
  gap: 10px;
  margin-top: 12px;
}
.social a{
  width: 34px;
  height: 34px;
  border-radius: 12px;
  display: grid;
  place-items: center;
  background: rgba(234,242,255,.9);
  border: 1px solid rgba(31,100,215,.14);
  text-decoration: none;
  font-weight: 800;
  color: var(--primary-2);
}
.footer__bottom{
  margin-top: 18px;
  padding-top: 14px;
  border-top: 1px solid rgba(12, 27, 42, .06);
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  justify-content: space-between;
  color: var(--muted);
  font-size: .92rem;
}

/* Responsive */
@media (max-width: 980px){
  .hero__grid{ grid-template-columns: 1fr; }
  .quick-links{ grid-template-columns: repeat(2, 1fr); }
  .band__inner{ grid-template-columns: 1fr; }
  .feature{ grid-template-columns: 1fr; }
  .feature--reverse{ grid-template-columns: 1fr; }
  .cards-3{ grid-template-columns: 1fr; }
  .split{ grid-template-columns: 1fr; }
  .steps{ grid-template-columns: 1fr; }
  .cta-grid{ grid-template-columns: 1fr; }
  .footer__grid{ grid-template-columns: 1fr 1fr; }
}

@media (max-width: 820px){
  .nav{ display: none; }
  .nav-toggle{ display: inline-flex; }
  .nav-cta .btn{ display: none; }
}

@media (max-width: 520px){
  .quick-links{ grid-template-columns: 1fr; }
  .contact__row{ grid-template-columns: 1fr; }
  .footer__grid{ grid-template-columns: 1fr; }
}